

        /* ===== GLOBAL STYLES ===== */

        :root {

            --primary: #10B981;

            --secondary: #34D399;

            --accent: #FF8C42;

            --light: #F0FDF4;

            --dark: #2c3e50;

            --success: #059669;

            --warning: #F59E0B;

            --danger: #EF4444;

        }



        * {

            margin: 0;

            padding: 0;

            box-sizing: border-box;

        }



        body {

            font-family: 'Montserrat', sans-serif;

            line-height: 1.6;

            color: #111827;

            overflow-x: hidden;

        }



        .container {

            max-width: 1200px;

            margin: 0 auto;

            padding: 0 20px;

        }



        /* ===== HEADER ===== */

        header {

            background: white;

            box-shadow: 0 2px 10px rgba(0,0,0,0.1);

            position: fixed;

            width: 100%;

            top: 0;

            z-index: 1000;

        }



        .header-container {

            display: flex;

            justify-content: space-between;

            align-items: center;

            padding: 15px 0;

        }



        .logo img {

            height: 50px;

            width: auto;

        }



        nav ul {

            display: flex;

            list-style: none;

            gap: 30px;

        }



        nav a {

            text-decoration: none;

            color: var(--dark);

            font-weight: 500;

            transition: color 0.3s;

        }



        nav a:hover {

            color: var(--primary);

        }



        .btn {

            display: inline-block;

            padding: 12px 30px;

            border-radius: 5px;

            text-decoration: none;

            font-weight: 600;

            transition: all 0.3s;

            border: none;

            cursor: pointer;

        }



        .btn-primary {

            background: var(--primary);

            color: white;

        }



        .btn-primary:hover {

            background: var(--secondary);

            transform: translateY(-2px);

        }



        .btn-secondary {

            background: var(--accent);

            color: white;

        }



        .btn-outline {

            border: 2px solid var(--primary);

            color: var(--primary);

            background: transparent;

        }



        /* ===== HERO SECTION ===== */

        .hero-imposant {

            background: linear-gradient(135deg, var(--primary), var(--secondary));

            color: white;

            padding: 180px 0 100px;

            margin-top: 80px;

            text-align: center;

        }



        .hero-content h1 {

            font-size: 3rem;

            margin-bottom: 20px;

            font-family: 'Playfair Display', serif;

        }



        .hero-content p {

            font-size: 1.2rem;

            margin-bottom: 30px;

            opacity: 0.9;

        }



        .hero-btns {

            display: flex;

            gap: 20px;

            justify-content: center;

            flex-wrap: wrap;

        }



        /* ===== CALCULATOR ===== */

        #kalkulator {

            padding: 100px 0;

            background: var(--light);

        }



        .section-title {

            text-align: center;

            margin-bottom: 50px;

        }



        .section-title h2 {

            font-size: 2.5rem;

            color: var(--primary);

            margin-bottom: 15px;

            font-family: 'Playfair Display', serif;

        }



        .calculator {

            background: white;

            padding: 40px;

            border-radius: 10px;

            box-shadow: 0 10px 30px rgba(0,0,0,0.1);

        }



        .calculator-grid {

            display: grid;

            grid-template-columns: 1fr 1fr;

            gap: 20px;

            margin-bottom: 30px;

        }



        .form-group {

            margin-bottom: 20px;

        }



        .form-group.full-width {

            grid-column: 1 / -1;

        }



        label {

            display: block;

            margin-bottom: 8px;

            font-weight: 600;

            color: var(--primary);

        }



        .form-control {

            width: 100%;

            padding: 12px 15px;

            border: 2px solid #D1FAE5;

            border-radius: 5px;

            font-size: 16px;

            transition: border-color 0.3s;

        }



        .form-control:focus {

            outline: none;

            border-color: var(--primary);

        }

        /* Inline field errors */
        .field-error { color: #721c24; background: #f8d7da; padding: 8px 10px; border-radius: 6px; margin-top: 8px; font-size: 0.95rem; }
        .input-invalid { border-color: #dc3545 !important; box-shadow: 0 0 0 3px rgba(220,53,69,0.08); }
        .form-errors { margin-bottom: 12px; padding: 10px 14px; border-radius: 8px; background: #fff3f3; border: 1px solid #f5c6cb; color: #6b0b0b; }
        .btn[disabled]{opacity:0.6;cursor:not-allowed}



        .range-container {

            position: relative;

        }



        .range-value {

            font-size: 18px;

            font-weight: bold;

            color: var(--primary);

            margin-bottom: 10px;

        }



        .loan-range-indicators {

            display: flex;

            justify-content: space-between;

            margin-top: 5px;

            font-size: 12px;

            color: #4B5563;

        }



        .calculator-result {

            text-align: center;

            padding: 30px;

            background: var(--light);

            border-radius: 10px;

            margin: 30px 0;

        }



        .monthly-payment {

            font-size: 2.5rem;

            font-weight: bold;

            color: var(--primary);

            margin-bottom: 10px;

        }



        /* ===== ALERTS ===== */

        .alert {

            padding: 15px 20px;

            border-radius: 5px;

            margin-bottom: 20px;

        }



        .alert-success {

            background: #d4edda;

            color: #155724;

            border: 1px solid #c3e6cb;

        }



        .alert-error {

            background: #f8d7da;

            color: #721c24;

            border: 1px solid #f5c6cb;

        }



        /* ===== RESPONSIVE ===== */

        @media (max-width: 768px) {

            .calculator-grid {

                grid-template-columns: 1fr;

            }

            

            .hero-content h1 {

                font-size: 2rem;

            }

            

            nav ul {

                display: none;

            }

            

            .mobile-menu {

                display: block;

            }

        }



        /* ===== MOBILE NAV ===== */

        .mobile-menu {

            display: none;

            font-size: 24px;

            cursor: pointer;

        }



        .mobile-nav {

            position: fixed;

            top: 0;

            left: -100%;

            width: 100%;

            height: 100vh;

            background: white;

            z-index: 2000;

            transition: left 0.3s;

            padding: 80px 20px 20px;

        }



        .mobile-nav.active {

            left: 0;

        }



        .close-menu {

            position: absolute;

            top: 20px;

            right: 20px;

            font-size: 24px;

            cursor: pointer;

        }



        .mobile-nav ul {

            list-style: none;

        }



        .mobile-nav li {

            margin-bottom: 15px;

        }



        .mobile-nav a {

            text-decoration: none;

            color: var(--dark);

            font-size: 18px;

            font-weight: 500;

        }


/* ==== MOBILE / RESPONSIVE FIXES ADDED BY ASSISTANT ==== */

/* Tablet and small desktops */
@media (max-width: 992px) {
    .container { padding: 0 16px; }
    .calculator-grid { grid-template-columns: 1fr; }
    .hero-imposant { padding: 120px 0 60px; }
    .hero-content h1 { font-size: 2.4rem; }
    .hero-content p { font-size: 1.05rem; }
    .header-container { padding: 12px 0; }
    .logo img { height: 44px; }
    nav ul { gap: 18px; }
}

/* Mobile phones */
@media (max-width: 768px) {
    .container { padding: 0 14px; }
    .hero-imposant { padding: 80px 0 40px; margin-top: 70px; }
    .hero-content h1 { font-size: 1.8rem; line-height: 1.2; }
    .hero-content p { font-size: 1rem; }
    .hero-btns { gap: 12px; }
    .calculator { padding: 20px; }
    .calculator-grid { grid-template-columns: 1fr; }
    .form-control { padding: 10px 12px; font-size: 15px; }
    .form-group { margin-bottom: 14px; }
    .btn { padding: 12px 18px; width: 100%; box-sizing: border-box; }
    .btn + .btn { margin-top: 10px; }
    nav ul { display: none; }
    .mobile-menu { display: block; }
    header { position: fixed; }
}

/* Very small / narrow phones */
@media (max-width: 480px) {
    .logo img { height: 36px; }
    .hero-imposant { padding: 60px 0 30px; }
    .hero-content h1 { font-size: 1.5rem; }
    .hero-content p { font-size: 0.95rem; }
    .section-title h2 { font-size: 1.6rem; }
    .monthly-payment { font-size: 2rem; }
    .header-container { padding: 10px 0; }
    .btn { padding: 10px 14px; }
}

/* ==== END MOBILE FIXES ==== */

/* ===== TESTIMONIALS CAROUSEL ===== */
.testimonials{padding:48px 0;background:linear-gradient(135deg,#F0FDF4 0%,#D1FAE5 100%)}
.testimonials .section-title h2{color:var(--primary);}
.testimonials-list{display:flex;gap:18px;overflow-x:auto;padding:18px 12px 12px;scroll-snap-type:x mandatory;-webkit-overflow-scrolling:touch}
.testimonial{transition:transform .36s cubic-bezier(.2,.9,.2,1),box-shadow .28s ease,opacity .28s ease}
.testimonial.inactive{opacity:.9;transform:scale(.96)}
.testimonial.active{transform:scale(1.03);box-shadow:0 18px 40px rgba(0,0,0,.12);opacity:1}
.testimonial{min-width:260px;flex:0 0 85%;scroll-snap-align:center;background:#fff;border-radius:12px;padding:18px;box-shadow:0 8px 24px rgba(0,0,0,0.08)}
.testimonial-top{display:flex;gap:12px;align-items:center;margin-bottom:12px}
.avatar{width:56px;height:56px;border-radius:50%;object-fit:cover}
.testimonial-quote{font-size:1rem;font-style:italic;color:#111827;margin-bottom:12px}
.testimonial-meta{font-size:0.9rem;color:#4B5563}
.testimonial-controls{display:flex;align-items:center;justify-content:flex-end;gap:8px;margin-top:12px}
.testimonial-prev,.testimonial-next{background:var(--primary);color:#fff;border:none;width:40px;height:40px;border-radius:50%;font-size:20px;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;box-shadow:0 6px 14px rgba(0,0,0,0.12)}
.carousel-dots{display:flex;gap:8px;justify-content:center;margin-top:14px}
.carousel-dots button{width:10px;height:10px;border-radius:50%;background:#d0d0d0;border:none;opacity:0.9}
.carousel-dots button.active{background:var(--primary);transform:scale(1.2)}

@media (min-width:900px){
    .testimonials-list{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;overflow:visible}
    .testimonial{flex:auto;min-width:0}
}

/* ===== FIXED CTA TWEAKS ===== */
.fixed-submit-cta{z-index:3000;transition:transform .28s cubic-bezier(.2,.9,.2,1),opacity .28s ease,box-shadow .18s ease}
.fixed-submit-cta.hidden{transform:translateY(120%);opacity:0;pointer-events:none}
.fixed-submit-cta.mounted{transform:translateY(0) scale(1);opacity:1}
.fixed-submit-cta:focus-visible, .fixed-submit-cta.active-focus{outline:3px solid rgba(255,255,255,0.12); box-shadow:0 10px 30px rgba(0,0,0,0.18);}



/* ===== FIXED BOTTOM CTA ===== */
.fixed-submit-cta {
    display: none; /* shown on small screens */
    position: fixed;
    left: 50%;
    transform: translateX(-50%);
    bottom: 12px;
    z-index: 3000;
    background: var(--accent);
    color: #fff;
    padding: 8px 16px;
    font-size: 15px;
    border-radius: 22px;
    box-shadow: 0 6px 20px rgba(0,0,0,0.15);
    font-weight: 700;
    text-decoration: none;
    max-width: calc(100% - 32px);
    min-width: 140px;
    width: auto;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-align: center;
}

/* show only on mobile (avoid duplicate CTA on desktop) */
@media (max-width: 768px) {
    .fixed-submit-cta { display: inline-flex; }
    /* ensure header and mobile nav do not overlap the CTA (if nav opens) */
    .mobile-nav.active { padding-bottom: 90px; }
}

/* small tweak for very small devices with safe-area (iOS) */
@supports (padding: max(0px)) {
    .fixed-submit-cta { padding-bottom: calc(8px + env(safe-area-inset-bottom)); }
}

/* Custom stats cards for About section */
.about-stats { gap: 18px; }
.stat-card { background: white; padding: 18px; border-radius: 10px; box-shadow: 0 8px 24px rgba(26,58,95,0.06); display:flex; flex-direction:column; align-items:center; justify-content:center; gap:8px; }
.stat-icon { width:56px; height:56px; display:flex; align-items:center; justify-content:center; border-radius:12px; background: linear-gradient(135deg, rgba(16,185,129,0.06), rgba(255,140,66,0.06)); color:var(--accent); }
.stat-number { font-size:1.8rem; font-weight:800; color:var(--primary); }
.stat-label { color:#555; font-weight:600; font-size:0.95rem; }

/* Partner logos grid */
.partners-logos-grid { grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); align-items:center; }
/* Fixed logo box so every partner has the same visual footprint */
.partner-logo-wrap { display:flex; align-items:center; justify-content:center; width:160px; height:64px; margin:0 auto 12px; padding:6px; }
.partner-logo { display:block; max-width:100%; max-height:100%; width:auto; height:auto; object-fit:contain; filter:grayscale(0); opacity:0.98; }
.partner-card { background:white; padding:22px; border-radius:10px; text-align:center; box-shadow:0 8px 20px rgba(0,0,0,0.05); transition:transform .15s ease, box-shadow .15s ease; }

/* Responsive adjustments - keep the same visual footprint but scale per breakpoint */
@media (max-width:768px){
  .partner-logo-wrap { width:120px; height:48px; }
}
@media (min-width:1200px){
  .partner-logo-wrap { width:200px; height:72px; }
}
.partner-card:hover{ transform: translateY(-6px); box-shadow:0 12px 34px rgba(26,58,95,0.08); }
.partner-name{ color:var(--primary); font-weight:700; margin-bottom:6px; }
.partner-small{ color:#4B5563; font-size:0.9rem; }

        /* Fallback for missing logos: hide broken image and emphasize name */
        .partner-card.logo-missing { border-left: 4px solid rgba(26,58,95,0.06); }
        .partner-card.logo-missing .partner-name { font-weight:800; color:var(--primary); }
        .partner-card.logo-missing .partner-logo { display:none !important; }
        /* Ensure fallback variant does not override the consistent sizing */
        .partner-card .partner-logo { max-height:100%; max-width:100%; }
        @media (max-width:768px){ .partner-card.logo-missing .partner-name { font-size:1.05rem; } }
}
